Slip and fall accidents can happen anywhere and anytime for several reasons. A small water leakage, oil spillage, or slippery tiles can result in the worst of injuries, ranging from moderate fractures to severe spinal cord injuries and paralysis. If you were injured, you might want to file a claim with the liable party to recover your damages. However, it may be months before you can get the money since the procedure is long and tedious.
Now, you may wonder how to pay your hospital bills immediately after the accident. You are not alone, as this is a matter of concern for many people suffering from the same experience as you. Fortunately, you have several options. To know what they are, consult with an attorney from Groth & Associates today.
Paying for ambulance services immediately after a slip-and-fall accident
Getting medical attention immediately after a slip and fall accident is extremely important to protect your health and avoid worsening your injuries. In severe cases, an ambulance is your best chance at survival and recovering quickly. However, emergency services and transportation can be extremely expensive, and not everyone can pay out of pocket.
On top of that, you cannot get legal compensation from the liable party so soon. So, you might now question how you will pay for the emergency services and treatment.
Personal Injury Protection is a type of insurance coverage covering the claimant’s 80% of medical expenses after a crash, including transportation and ambulances. But, the insurance company will cover your ambulance if they consider it medically important, such as a broken bone, internal injury, or concussion.
How to file a PIP claim?
Filing a PIP claim is easy, but you should be careful about the timeline. Usually, you only have a few weeks’ time to file the claim, and you should inform the insurance company about the accident as soon as you can. The more you delay, the more your chances of losing the claim.
If your medical bills exceed your PIP coverage, you can make a payment agreement with the hospital with the help of your attorney and wait for the liable party to pay you. Many doctors and hospitals are willing to make special payment agreements for accidental injuries.
An unexpected accident can radically change your life. You may be burdened with huge bills over your head and no way to pay for them. That is why it is important to have a dedicated team of professionals by your side.